Banking Performance Analysis
Abstract
This research was conducted to examine the effect of LDR, NPL and BOPO variables on the Banking Financial Performance. The population in this study amounted to 40 commercial banks listed on the Indonesia Stock Exchange (IDX) during 2016 to 2017. Samples obtained in this study amounted to 29 banks selected by purposive sampling method. The total observation data obtained in this study amounted to 90 research data during 2016 to 2017. Data analysis was performed using Microsoft Excel 2016 and testing the hypothesis in this study using Data Panel Regression Analysis with 9.0 E-Views program and a significant level of 5%. The results of the testing obtained by LDR have a significant effect on the financial performance of banks. NPL does not have a significant effect on banking financial performance. BOPO has a significant effect on banking financial performance.
Keywords
Full Text:
PDFReferences
Ajija, S.R., Sari, D.W., Setianto, R.H., & Primanti, M.R. (2011). Cara Cerdas Menguasai EVIEWS, Jakarta: Salemba Empat.
Bastian, I., Suhardjono. (2006). Akuntansi Perbankan, Jakarta: Salemba Empat.
Dawood, S. (2014). ‘Factors Impacting Profitability of Commercial Banks in Pakistan for the period of (2009-2012)’, International Journal of Scientific and Research Publications, Vol.4, Issue.3, hlm. 1-7.
Eng, T.S. (2013). ‘Pengaruh NIM, BOPO, LDR, NPL & CAR terhadap ROA Bank Internasional dan Bank Nasional Go Public Periode 2007-2011’, Jurnal Dinamika Manajemen, Vol.1, No.3, hlm. 153-167.
Ghozali, I. (2013). Aplikasi Analisis Multivariate dengan Program IBM SPSS 21, Semarang: Badan Penerbit Universitas Diponegoro.
Hidayati., & Yuvia. (2015). ‘Pengaruh CAR, NIM, LDR, dan NPL terhadap ROA pada PT Bank Mandiri (Persero) Tbk’, Holistic Journal of Management Research, Vol.3, No.2, hlm. 37-50.
Kasmir. (2005). Dasar-Dasar Perbankan, Jakarta: PT. RAJA GRAFINDO PERSADA.
Lemiyana., Litriani. E. (2016).’Pengaruh NPF, FDR, BOPO, terhadap Retrun On Asset (ROA) pada Bank umum syariah’, I-Economic, Vol. 2, No. 1, hlm. 46
Mulatsih. (2014). ‘Pengaruh Rasio Keuangan terhadap tingkat Kinerja pada Bank Pembangunan Daerah’, Jurnal Etikonomi, Vol.13, No.2, hlm. 164-174.
Putri, C.C. (2015). ‘Pengaruh NPL, LDR, CAR terhadap Profitabilitas Bank Umum Swasta Nasional Devisa’, Jurnal Ilmu dan Riset Manajemen, Vol.4, No.4, hlm. 1-16.
Raharjo, D.P.A., Setiaji, B., Syamsudin. (2014). ‘Pengaruh rasio CAR, NPL, LDR, BOPO, dan NIM terhadap Kinerja Bank umum di Indonesia’. Vol.15, No.2, hlm. 7-12.
Slamet Fajari., Sunarto. (2017).’Pengaruh CAR, LDR, NPL, BOPO terhadap profitabilitas Bank’. No ISBN. 9-789-7936-499-93, hlm. 854-855.
Sugiyono. (2014). Metode Penelitian Manajemen, Bandung: Alfabeta.
Taswan. (2010). Manajemen Perbankan Konsep, Teknik & Aplikasi, Yogyakarta: UPP STIM ,YKPN Yogyakarta.
Refbacks
- There are currently no refbacks.
Copyright (c) 2019 International Journal of Multicultural and Multireligious Understanding
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
https://ijmmu.com
editor@ijmmu.com
facebook.com/ijmmu
Copyright © 2014-2018 IJMMU. All rights reserved.