Bank Soundness Level with Camel Method

Abstract

The objectives to be achieved in this study are to determine the financial performance of Bank Sulselbar in the last three years using the CAMEL method. Data collection techniques in this study were survey methods, literature review and accessing the web and related sites. In this study, the population is all the annual financial statements of the Enrekang Branch of Bank Sulselbar. The sample used is the annual financial reports issued for the last three years, from 2019 to 2021. The results showed that using the CAMEL analysis method to measure financial performance, Bank Sulselbar was classified as a banking company with a healthy predicate. The CAMEL values indicate this from 2019 to 2021, which were 91.28, 91.17 and 91.47. Based on the results of these calculations, it can be seen that the CAMEL value of Bank Sulselbar during the period 2019 to 2021 experienced a fluctuating trend. This also shows that during the same period, Bank Sulselbar performed well in managing all of its resources when viewed based on the calculation results of the CAMEL Ratio.