The Implementation of Parate Executie of Mortgage under Plateau Price in an Effort of Solving Bad Loan (Analysis on Verdict of Supreme Court of the Republic of Indonesia Number: 471 K/Pdt/2015)

Abstract

The objectives of this present research are: 1) to know and to analyze legal consideration done by judges towards limit value under plateau price from auction object in the implementation of Mortgage Parate Executie as the Effort to Solve Bad Loan; 2) to achieve legal certainty in determining limit value in the implementation of Mortgage Parate Executie in order to achieve legal justice in the community. In this research, the writers conduct judicial normative; this research is descriptive-analytical; data obtained are based on secondary data by doing library research and document study. From this research result, it is known that: 1) judges’ verdict in case of the implementation of mortgage parate executie is determined by the approach used by the judges to adjudicate. In the case study researched, the judge tends to consider good attention from the auction holder. Therefore, if the technical regulation regarding to auction, the judge assumes that the auction has been done legally although the determination of limit value by the auction appellant is not reliable from scientific method side in determining it; 2) the effort that can be done in order that the implementation of mortgage parate executie can run well is by doing revision of implementation regulation from technical guidelines of auction. It is in order that State Assets and Auction Service Office can be given authorities to conduct correction towards limit value determination of mortgage object determined by the auction appellant.