Risks Emerged in Lending Industrial Enterprises by Banks and Ways to Reduce Them

Murod Lukmanovich Iskandarov

Abstract


Investment loans of commercial banks are an important source of financing the costs of modernization, technical and technological re-equipment of industrial enterprises. However, in order to increase the use of investment loans by commercial banks of industrial enterprises, banks need project managers who adequately assess investment projects, accurate risk assessment at each stage of investment projects, and banks have sufficient resources and industrial enterprises will be able to repay investment loans in a timely and complete manner. The article identifies potential risks in lending to industrial enterprises of commercial banks of the Republic of Uzbekistan, and develops scientific proposals to reduce them.


Keywords


Commercial Bank; Risks; Origin of Risks; Types of Risks; Risk Management; Credit; Investment Credit; Industrial Enterprise; Reserve; Interest; Resource; Supply

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References


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DOI: http://dx.doi.org/10.18415/ijmmu.v9i3.3659

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