The Effect of Social Environment and Religiosity on Students' Interest in Savings in Islamic Banks

Maryanto Maryanto, Setyabudi Indartono, Riyanto Efendi


The trend of saving in Islamic banks at this time has increased and can be said to be able to compete with conventional banks, the interest in saving in Islamic banks is influenced by various factors including the social environment and religiosity. So the purpose of this research was to determine the effect of social environment and religiosity on interest in saving in Islamic banks. The research methodology is ex-post facto with a quantitative approach. Respondents in this research were 60 Economic Education Students Class of 2016 at the University of Muhammadiyah Bengkulu which were taken by total sampling technique. The method of data analysis in this study uses multiple regression. The results of the research are as follows: 1). The social environment has a positive and significant influence on interest in saving in Islamic banks, 2). Religiosity has a positive and significant effect on interest in saving in Islamic banks, 3). The social environment and religiosity together affect the interest in saving in Islamic banks by 3.8% and 96.2% are influenced by variables outside this research.


Social Environment; Religiosity; Interest in Saving in Islamic Banks

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