Completion of Productive Cheap Finance for Medifarma Employees in Bank Syariah Mandiri Branch Depok Cimanggis

Abstract

Bank Syariah Mandiri is a financial institution engaged in raising funds and channeling funds to the public. One of the funds distribution products most often used in financing transactions at the Bank Syariah Mandiri branch of Depok Cimanggis is the murabahah contract. The focus problem in this study how to completion of productive cheap finance for medifarma employees in mandiri syariah banks branch depok cimanggis. The theory used is the theory of legal certainty, the theory of accountability, the theory of dispute resolution. The method of data collection is done by means of literature study, interviews and document studies. Research data collected through library research to obtain primary data and field studies by collecting data directly from respondents from interviews to obtain primary data. The results showed that The implementation of murabahah financing in the independent Islamic bank of Depok Cimanggis branch has been carried out in accordance with the operational standards applicable to the bank and The form of resolving murabahah disputes in the independent Islamic bank of Depok Cimanggis branch by prioritizing settlement by deliberation because it is informal, simple and flexible as regulated in Article 55 of Law Number 21 Year 2008 concerning Islamic Banking.